As a Business Analyst at PayU Finance, you will be instrumental in driving the transformation of how the company leverages data to extend credit to underserved/new market segments. You will apply advanced analytics, data science methodologies, and domain knowledge to optimize credit risk policies, enhance top-line growth, and increase funnel conversion.
PayU Finance is the premier credit and lending division of PayU, a subsidiary of the Prosus group. With a track record of disbursing over $280 million in consumer credit and approximately 20 billion loans by volume, PayU Finance is a market leader in financial technology innovation, providing consumers and merchants with easy access to affordable short-term/medium-term loans.
Why required: To analyze complex data and develop effective solutions to business problems.
How recruiters evaluate: The ability to break down complex problems into manageable parts and develop creative solutions.
Why required: To effectively communicate insights and recommendations to diverse audiences, including executive leadership.
How recruiters evaluate: The ability to articulate complex ideas in a clear and concise manner, and build strong relationships with stakeholders.
Why required: To analyze and visualize complex data, and develop data-driven insights.
How recruiters evaluate: The ability to write efficient and effective code, and apply technical skills to solve business problems.
Why required: To present complex data insights in a clear and actionable manner, and drive business decisions.
How recruiters evaluate: The ability to create effective data visualizations, and communicate insights to non-technical stakeholders.
Recent graduates with a degree in Mathematics, Statistics, Economics, Engineering, or a related field, and a strong interest in business analytics and credit risk policy.
Professionals with 1-3 years of experience in credit risk policy, risk analytics, business analytics, or business strategy, and a strong track record of delivering results-focused projects.
Graduates with a degree in Mathematics, Statistics, Economics, Engineering, or a related field, and a strong interest in business analytics and credit risk policy.
BTech graduates with a strong interest in business analytics and credit risk policy.
MCA graduates with a strong interest in business analytics and credit risk policy.
Diploma holders with a strong interest in business analytics and credit risk policy.
The average salary for a Business Analyst in the finance industry in India is around ₹8-12 lakhs per annum.
Freshers can expect a salary range of ₹6-8 lakhs per annum.
Experienced professionals can expect a salary range of ₹10-15 lakhs per annum.
Salaries can vary depending on factors such as location, experience, and company size.
Lead complex business analytics projects, and develop and implement business strategies.
Develop and implement business strategies, and lead cross-functional teams.
Lead the business analytics function, and develop and implement analytics strategies.
To develop skills in data visualization and communication.
To develop skills in machine learning and artificial intelligence.
To develop skills in cloud computing and data storage.
To succeed in this role, you need to have strong problem-solving skills, excellent communication and stakeholder management skills, and proficiency in at least one technical language. You should also be able to visualize complex data analyses and communicate insights effectively.
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Business Analyst
Job Details
Position Title:
Business Analyst
Company:
PayU Finance
Location:
Gurgaon (preferable)
About Us
PayU Finance stands as the premier credit and lending division of the PayU brand, a wholly-owned subsidiary of the globally renowned Prosus group (formerly Naspers group) headquartered in Amsterdam, Netherlands. With an impressive track record of disbursing over $280 million in consumer credit and approximately 20 billion loans by volume, we have established ourselves as a market leader in financial technology innovation. PayU Finance provides consumers and merchants with easy access to affordable short-term/medium-term loans.
About Role:
This pivotal position sits at the intersection of innovation and expansion within our embedded merchant lending division at PayU Finance. As a key contributor, you will be instrumental in our "0 to 1" scaling journey, where your expertise will drive the transformation of how we leverage both alternative and traditional data sources to extend credit to underserved/new market segments. Your impact will be realized through the strategic application of advanced analytics, cutting-edge data science methodologies, and deep domain knowledge.
Role Details:
Develop in-depth understanding Business Program nuances and credit policy rules
Identify cohorts to enhance the top-line and increase funnel conversion
Good understanding of credit risk policies to optimize eligibility and up-take rates
Continuous analysis on portfolio management and TTD mix
Establish and refine acquisition and customer management strategies specifically tailored for our merchant lending business
Collaborate across Business, Data Science, Product, and Technology teams to create customer-centric solutions that enable prudent scaling
Work with Senior management and C-suite executives to drive customer acquisition strategies and optimize the portfolio mix
Champion a culture of proactive portfolio and funnel management
Candidate Profile
Educational Qualifications:
Bachelor’s degree in Mathematics, Statistics, Economics, Engineering or a related field.
Experience:
1-3 years of Experience in Credit Risk Policy / Risk Analytics OR
1-3 years of Experience in Business Analytics/Business Strategy
Skills required:
Strong problem-solving abilities with strong communication and stakeholder management skills to successfully deliver business and risk initiatives
Proficiency in at least one technical language (R, SAS, Python, or SQL)
Demonstrated ability to visualize complex data analyses and communicate insights effectively to diverse audiences, including executive leadership
Strong sense of ownership with proven track record of delivering results-focused projects
