As a Backend Engineer at BJAK, you will be responsible for building the core systems behind the company's AI Neobank app. This includes designing reliable APIs, workflows, and financial product infrastructure that can scale across markets, partners, and millions of users.
BJAK is a fintech company that aims to provide smarter ways for people to plan, save, and grow their money. Founded in 2019, the company has expanded its services to include spending, saving, investing, exchanging, and traveling. With a global team of over 20 nationalities, BJAK is committed to redefining financial applications for everyone, not just an exclusive few.
Why required: APIs are required to build backend services and integrate with internal systems, financial partners, and third-party platforms.
How recruiters evaluate: The recruiter will evaluate your experience in designing and building APIs, as well as your understanding of API security and scalability.
Why required: Databases are required to store and manage large amounts of data, including customer information, transaction history, and financial data.
How recruiters evaluate: The recruiter will evaluate your experience in designing and implementing databases, as well as your understanding of database security and performance.
Why required: Authentication is required to ensure the security and integrity of the system, including user authentication and authorization.
How recruiters evaluate: The recruiter will evaluate your experience in implementing authentication and authorization mechanisms, as well as your understanding of security best practices.
Why required: Authorization is required to control access to sensitive data and ensure that users only have access to the resources they need.
How recruiters evaluate: The recruiter will evaluate your experience in implementing authorization mechanisms, as well as your understanding of access control and security.
Why required: Queues are required to manage and process large volumes of data, including transaction processing and event handling.
How recruiters evaluate: The recruiter will evaluate your experience in implementing queue-based systems, as well as your understanding of message queues and event-driven architecture.
Why required: Jobs are required to manage and process large volumes of data, including batch processing and data integration.
How recruiters evaluate: The recruiter will evaluate your experience in implementing job-based systems, as well as your understanding of batch processing and data integration.
Why required: Events are required to manage and process large volumes of data, including event-driven architecture and real-time processing.
How recruiters evaluate: The recruiter will evaluate your experience in implementing event-based systems, as well as your understanding of event-driven architecture and real-time processing.
Why required: Integrations are required to integrate with internal systems, financial partners, and third-party platforms.
How recruiters evaluate: The recruiter will evaluate your experience in implementing integrations, as well as your understanding of API integration and data exchange.
Why required: Fintech is required to understand the financial industry and the company's products and services.
How recruiters evaluate: The recruiter will evaluate your experience in the fintech industry, as well as your understanding of financial products and services.
Why required: Payments are required to understand the payment processing and transaction handling.
How recruiters evaluate: The recruiter will evaluate your experience in payment processing and transaction handling, as well as your understanding of payment security and compliance.
Why required: Banking is required to understand the banking industry and the company's products and services.
How recruiters evaluate: The recruiter will evaluate your experience in the banking industry, as well as your understanding of banking products and services.
Why required: Wallet is required to understand the digital wallet and payment processing.
How recruiters evaluate: The recruiter will evaluate your experience in digital wallet and payment processing, as well as your understanding of wallet security and compliance.
Why required: KYC is required to understand the know-your-customer regulations and compliance.
How recruiters evaluate: The recruiter will evaluate your experience in KYC regulations and compliance, as well as your understanding of customer due diligence and risk assessment.
Why required: Fraud or risk is required to understand the risk management and fraud detection.
How recruiters evaluate: The recruiter will evaluate your experience in risk management and fraud detection, as well as your understanding of risk assessment and mitigation.
Freshers with a strong understanding of backend engineering and a passion for fintech can apply.
Experienced backend engineers with a strong understanding of fintech and payment processing can apply.
Graduates with a degree in computer science or a related field can apply.
B.Tech graduates with a strong understanding of backend engineering can apply.
MCA graduates with a strong understanding of backend engineering can apply.
Diploma holders with a strong understanding of backend engineering can apply.
The salary range for backend engineers in the fintech industry is between 12-18 LPA.
The salary range for freshers in the fintech industry is between 8-12 LPA.
The salary range for experienced backend engineers in the fintech industry is between 18-25 LPA.
The salary growth for backend engineers in the fintech industry is high, with opportunities for growth and advancement.
As a backend engineer, you will be responsible for building and maintaining the backend systems of the company.
As a senior backend engineer, you will be responsible for leading a team of backend engineers and making technical decisions.
As a technical lead, you will be responsible for leading a team of engineers and making technical decisions.
This course provides a comprehensive overview of backend engineering, including APIs, databases, and authentication and authorization.
This course provides an overview of the fintech industry, including payment processing, KYC regulations, and compliance.
This course provides a comprehensive overview of API design, including API security and scalability.
To succeed as a backend engineer in the fintech industry, you need to have a strong understanding of backend engineering, fintech, and payment processing. You should also have experience in working with APIs, databases, and authentication and authorization. Additionally, you should have knowledge of KYC regulations and compliance.
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ocation
India
Address
India, India
Employment Type
Full time
Department
Engineering
Overview
Application
About BJAK
The original mission of BJAK is we believe people deserve smarter ways to plan, save and grow their money. This is the origin of our name.
Started in 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, its the leading insurance platform in Southeast Asia.
Today, we are expanding ways to help people in the region — this includes spending, saving, investing, exchanging, travelling, and more. Our mission is help people get more from their money every day.
We have teams working around the world, with over 20 nationalities from our offices and remotely, who truly enjoys their work. We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few.
If you're this person, we'd love to talk to you.
The Role
We are looking for backend engineers to build the core systems behind BJAK's AI Neobank app.
This role is for engineers who can build reliable APIs, workflows and financial product infrastructure that can scale across markets, partners and millions of users.
What You'll Own
Build backend services and APIs for onboarding, accounts, payments, cards, transfers, rewards, travel, FX, KYC and risk flows.
Design reliable systems that can support real customer transactions, operational workflows and future financial products.
Integrate with internal systems, financial partners, payment providers, AI services and third-party platforms.
Own backend quality across reliability, security, latency, observability, data integrity and incident handling.
Work with product, frontend, mobile and AI teams to launch features quickly and safely.
Improve existing systems by simplifying flows, removing manual work and automating repeatable processes.
What We're Looking For
Strong backend engineering experience in production systems.
Good understanding of APIs, databases, authentication, authorization, queues, jobs, events and integrations.
Experience building services used by real customers or internal operations at meaningful scale.
Strong debugging, reliability, security and data quality mindset.
Able to make practical trade-offs between speed, correctness, scalability and maintainability.
Fintech, payments, banking, wallet, KYC, fraud or risk experience is a strong plus, but not required if fundamentals are strong.
This Role Is Not For
Engineers who only want isolated backend tasks.
People who ignore security, data consistency, monitoring or operational risk.
Developers who cannot work with fast-changing product requirements.
Candidates who talk about scale but have not handled production systems.
People who exaggerate impact without being clear on ownership.
The Bar
We are looking for engineers with real technology career highlights. A strong highlight is not just working at a famous company. A strong highlight means you personally helped build, ship or scale a serious product, platform or system.
Location
This role is remote, but candidates must be based in India. We are hiring specifically for this market, so applicants should already be based in India.
Language
English is our main working language across global teams. Strong English communication is required.
Interview Process
Our process is designed to move fast:
Online assessment or practical task
Technical interview
CEO / final round
For strong candidates, we aim to complete the process and make an offer within 1 week from the start of the interview process. Candidates who complete assessments quickly will be prioritized.
